Game Stores, one of South Africa’s leading retail chains, offers a valuable loyalty programme called the “Game Store Account Card.”
This store card not only allows customers to make purchases on credit but also provides a range of benefits and rewards. If you’re wondering who qualifies for a Game Store Account Card, read on to find out.
Benefits of a Game Store Account Card
The Game Store Account Card comes with numerous advantages that make it an attractive option for shoppers. Let’s take a closer look at the benefits it offers:
1. Flexible Repayment Options: One of the standout features of the Game Store Account Card is its flexible repayment options. Cardholders can enjoy affordable monthly instalments, making it easier to manage their finances and budget effectively.
2. Multiple Repayment Options: The card offers a choice of repayment options, including revolving credit, 24-month instalments, and 36-month instalments. This flexibility allows customers to select a repayment plan that suits their needs and financial capabilities.
3. Discounts on Delivery Fees and Extended Warranties: Cardholders enjoy a 20% discount on delivery fees, making online shopping more affordable and convenient. Additionally, they can also take advantage of a 20% discount on extended warranties, providing peace of mind for their purchases.
4. Free SMS Notifications: With a Game Store Account Card, you’ll receive free SMS notifications for all your card purchases. This helps you stay informed about your transactions and keeps you updated on your account activity.
5. Exclusive Deals and Offers: Cardholders gain access to exclusive deals and offers, ensuring they are always in the know about the latest discounts and promotions. This allows them to save even more money while shopping at Game Stores.
6. Credit Limit: Depending on your creditworthiness, you can be granted credit up to R20,000. This credit limit allows you to make purchases within the approved range, making it convenient for larger expenses or multiple purchases over time.
Application Criteria for a Game Store Account Card
To qualify for a Game Store Account Card, applicants must meet certain criteria. Here are the key requirements:
- Age Requirement: You must be 18 years old or older to apply for a Game Store Account Card. This ensures that applicants are legally eligible to enter into credit agreements.
- Valid Identification: You must possess a valid South African ID Book or Driver’s Licence. This requirement ensures that applicants can provide accurate identification and verify their personal information.
- Employment and Income: Applicants must be employed and earn a monthly income of R2000 or more. This criterion ensures that individuals have a stable source of income to support their credit obligations.
- Financial Documents: At the time of application, you will need to provide your latest three months’ payslips or bank statements. These documents help Game Stores assess your financial stability and repayment capacity.
FAQs on the Game Store Account Card
To address common queries about the Game Store Account Card, here are some frequently asked questions:
1. How does the card work? The Game Store Account Card allows you to make purchases starting from a minimum value of R55, provided you have available credit and your account is in good standing.
2. How do I pay my account? Your monthly instalment will be sent via a statement each month. You can pay your account at any Game store, through a debit order, or via electronic banking.
Customer Protection Insurance
The Game Store Account Card also provides customer protection insurance underwritten by Guardrisk Insurance Company Limited. The coverage includes:
- Death Cover: Outstanding balances up to R10,000.
- Permanent Disability: Outstanding balances up to R10,000.
- Temporary Disability: Up to six months’ instalments if permanently employed, and up to 12 months’ instalments if self-employed.
- Retrenchment: Up to six months instalments for the Game Account Card.
The Game Store Account Card offers a range of benefits to qualified applicants, including flexible repayment options, voucher rewards, discounts on delivery fees and extended warranties, and exclusive deals. To qualify, individuals must be at least 18 years old, possess a valid RSA ID Book or Driver’s Licence, earn a minimum monthly income of R2000, and provide the necessary financial documents. With its advantages and customer protection insurance, the Game Store Account Card is an excellent option for those looking to enjoy convenient credit and rewards while shopping at Game Stores.