Old Mutual Loans - Affordable Personal Loans In South Africa

Spend Old Mutual Loans for anything you want. Consolidate your debt with one affordable loan. Flexible repayment terms up to 84 months.

Do you perhaps need a loan for an unexpected expense or to advance your life?

You might want to consider Old Mutual Loans. You can get up to R200 000 of personal loan for anything you want.

We know that life is unpredictable. One minute you have your life in order, next you need more money than you've already saved.

With Old Mutual personal loans, you can manage any situation and simplify your finances.

Why apply for Old Mutual Loans?

Old Mutual personal loans can be used for anything you desire.

The company aims to give you financial support for any situation you might have. It could be emergency finance (medical bills, fix a car, etc.), new opportunities (study fees, traveling overseas, etc.), and debt consolidation.

Old Mutual Finance offers personalised credit up to R200 000 and repayment periods of up to 84 months.

Personal loan interest rate is determined by your credit profile but certainly the lowest.

Old Mutual can tailor a loan for your specific needs and financial expectations.

You don't need any security to qualify for Old Mutual loans, credit is unsecured.

Old Mutual offers you a loan based on trust. They trust you will be able to pay the loan on time, every month.

If you have a good credit score and earn a regular income, you have a good chance of getting a loan.

The company will also give financial education to help make financial decisions that are wise. You know, the cost of credit and the whole application process.

But before you continue to apply for the loan, use the Old Mutual loan calculator.

The calculator will help you manage your pockets the smartest way. You will know your monthly repayment beforehand.

Considering your urgent need for cash, Old Mutual Finance will never give you a loan within seconds.

They will take the time needed to understand your background and situations. So, this way, they can design a loan that best suits your needs.

What you'll need to apply

During the application process, you will be required to submit supporting documents.

As mentioned, Old Mutual Loans are unsecured loans, the below documents will help with your background information.

  • Proof of income - recent payslips
  • Proof of identification - ID Book or Smart ID
  • Proof of banking - latest banking statements
  • Proof of residential address

Apply for personal loans

There are three ways you can apply for Old Mutual Loans, i.e. online, over the phone, and at the branch.

1. Apply for a loan online

Applying for loans with Old Mutual Finance is easy, simply visit www.oldmutualfinance.co.za.

On the website, fill in the online application form with your details. A consultant will follow up to help with the application.

Scan your documents and send them via email or fax number.

Get your money instantly.

2. Apply over the phone

This is by far the quickest way you can apply for a loan with Old Mutual.

Pick up a phone and call 0860 000 886 and have one of their friendly consultants help you.

They will walk you through the personal loan application.

Scan and send your documents through and you're done.

3. Apply at the branch

Old Mutual has branches all over the country.

Take your ID along with three months banking statement, recent payslips, and proof of address to your nearest Old Mutual branch.

A consultant will apply for you.