Run short of cash? Are you looking for quick cash to make it through the month?

    When unexpected expenses arise, it can be challenging to come up with the necessary funds to cover them.

    This is where short-term loans can be a lifesaver. One such option is Fasta Loans, a South African-based lender that offers quick and easy loans with flexible repayment terms.

    Fasta loans provide quick funding for personal loans within the best possible interest rates.

    You’ll be able to manage your unexpected mid-month expenses with ease.

    Without wasting your time, let’s review Fasta loans and how rates are calculated.

    What is Fasta Loans?

    Fasta Loans is an online lender that provides short-term loans to South African residents.

    The company was founded in 2012 and has since become a popular choice for individuals who need a small loan quickly.

    Fasta Loans is an online lender, which means that you can apply for a loan and receive the funds without ever leaving your home.

    Quick & Simple Application

    Fasta offers the easiest online loan application and quick turn-around.

    The company is registered with the National Credit Regulator, so they always practice responsible lending.

    They aim to help customers with cash when they need it the most, instead of adding financial stress.

    Fast Loan Amount

    Fasta offers short-term to help customers boost their cash flow.

    You could qualify for Fasta loans up to R8,000.00.

    You can take up to 3 months to repay the desired loan amount with interest.

    If you decide to pay Fasta loan in months, this will obviously lower your monthly installments. Whereas if you pay in one month, you’ll be paying the total, with full interests and initiation fees at once.

    Interest Rates

    Fasta loans are online unsecured and personal loans are offered at affordable interest.

    Fasta loans are provided in full compliance with the National Credit Act’s regulations.

    So, Fasta offers a unique loan experience and guarantees loan approval.

    Each Fasta loan is offered at a personalised interest rate based on the customer’s credit background.

    If you applied for a loan of R8,000.00 but your credit score doesn’t allow Fasta to grant you that amount, an offer will be presented to you for approval.

    You’ll only get the loan amount you can afford.

    Other Charges

    Depending on the Fasta loan amount, you’ll be charged a once-off initiation fee.

    And you’ll also be charged a monthly fee of R69.00 for administration services.

    How to Apply for Fasta Loans

    Fasta offers the simplest online application process by far.

    All you need is to visit and use the Fasta loan calculator to apply.

    Fasta instant credit calculator

    Use the slider to choose the amount you want to apply for and how long to repay the loan.

    The calculator will show you the total loan with interest charged and monthly installments, for your convenience.

    However, that’ll not be your final amount since each application is subject to credit risk checks and affordability assessments.

    The entire application process can be completed in a matter of minutes, and if approved, you can expect to receive the funds within 24 hours.

    And you’ll need the following to support your loan application:

    • A valid RSA ID Number
    • Be 18 years or older
    • Last 3 Payslips
    • Latest 3 months banking statements

    And you’ll be on your way to getting that most needed cash.

    What are the Loan Repayment Terms?

    Fasta Loans offers flexible repayment terms that can be customized to suit your needs. You can choose to repay the loan in one lump sum or in smaller instalments over a period of up to three months.

    The interest rate on Fasta Loans varies depending on the amount borrowed and the loan term, but it is competitive compared to other lenders in South Africa.

    What are the Benefits of Using Fasta Loans?

    There are several benefits to using Fasta Loans for your short-term borrowing needs. These include:

    Quick and easy application process: The entire process can be completed online, and you can receive the funds within 24 hours.

    Flexible repayment terms: You can choose to repay the loan in one lump sum or in smaller installments over a period of up to three months.

    No collateral required: Fasta Loans does not require collateral, which means that you can apply for a loan even if you do not own any assets.

    Competitive interest rates: The interest rates on Fasta Loans are competitive compared to other lenders in South Africa.

    Customer support: Fasta Loans has a dedicated customer support team that can assist you with any questions or concerns you may have.

    Contact Details

    FASTA is a registered credit provider.

    On the website, please go to the contact tab in the footer (bottom of the page) and complete the form with your details.

    And a consultant will call you back for further assistance.

    Fasta Loans is a convenient and flexible solution for individuals who need a small loan quickly. With a quick and easy application process, competitive interest rates, and flexible repayment terms, Fasta Loans is an excellent option for anyone who needs short-term financial assistance.

    Whether you need to cover unexpected expenses or make a small purchase, Fasta Loans can help you get the funds you need when you need them.



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