Woolies Personal Loan is a financial product by Woolworths South Africa.

    As you might know, Woolies is just another popular name for Woolworths stores in the country.

    Woolworths loan is pesonalised credit that can be accessed at the store and online.

    Let me show you how much you can qualify for.

    The Woolies Personal Loan

    The Woolworths personal loan gives you access to cash loans up to R75 000. Payback the loan within flexible terms of up to 60 months.

    An affordable personal loan offered at the lowest interest rate. The loan is based on your credit profile and ability to afford it.

    If you have a good credit history, you’re more likely to get the very lowest rates based on your rating.

    You could also enjoy the benefit of using the money however you wish. You can go to varsity, improve your home, boost your business with the Woolworths personal loan.

    Want to know the best part?

    The money will be deposited directly into your bank account within 48 hours, once your loan is approved.

    Ant that’s not all…

    … Because it’s a revolving personal loan, you can use the money you’ve paid back as many times as you want.

    Woolworths offer personal loans at the lowest possible monthly and initiation fees. And you can settle your Woolies loan anytime with no penalties.

    How to apply for a Woolies Personal Loan?

    The Woolworths personal loan application process is simple and can be done online. You could also apply for a loan at any of the Woolies stores.

    To begin your application for Woolies personal loan online, visit www.woolworths.co.za. Complete the form with your details and income/expenses.

    Accept the terms and submit your loan application. You’ll get an instant result about your loan.

    To qualify, you must:

    • Be at least 18 years old with a valid South African ID
    • Be permanently working, earn at least R2 000
    • Have a bank account which the salary is paid into
    • Provide proof of SA physical address
    • Have a working SA telephone number

    Woolworths Personal Loan Calculator

    When you apply for the Woolies personal loan, they’ll assess your application and calculate how much you qualify for. This will be based on your credit profile since the loan is unsecured.

    They’ll let you know by communication how much you qualify for, monthly installments, interest rates, and principal debt.

    See the Woolworths loan repayment table below to get a better understanding.

    You could also use our loan calculator tool before you commit to the application. It’ll give you an indication of how much you might be looking to spend each month and for how long.

    Woolworths Financial Services Contact

    Need more information on how to apply for the Woolworths personal loan?

    Call 0861 502 010 to speak to a financial consultant with detailed information about the Woolies loan.

    Alternatively, visit www.woolworths.co.za to read more online.



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